Well we got the determination from Social Security Disability and they would not back date Eric's onset of disability because he made more then $1,000/month for the first 10 months. So our 5 month waiting period will begin November 1st. I have $3,000 in savings and I make around $800/month myself because I'm hourly and I'm taking off work to take him to appointments and to care for him. His insurance is going to cost us $600/month and my house payment is $1,100/month so as you can see I'm going to be in trouble fast!
We had a friend offer to do a fundraiser for us. I thought about setting up an account at a bank. Does anyone have experience with this? Do I have to start a charity? I can't really start a non-profit charity because it's for profit right? I'm confused about this and have no experience so I'm looking for help. It's also been suggested that I put a "donate" button on Eric's Facebook Page so I'm looking into that, but first I want to make sure I set up everything correctly. I would have to claim everything on my taxes as income right?
Also Eric said that he wants to set up a fund for us in the event of him passing. He is so worried about us because he has no life insurance. How do we go about doing that?
Sorry for so many questions, thank you for any advice.
JillNEric In OH